66 Carlough Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 66 Carlough Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,906 sqft · built 1966
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Jun 2019)
Tax Bill	$13,364 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`63-00701-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`63-00701-0000-00019`
Alternative APNs	`630070100019` `104105`

Interior

Stories	1 Story
Building Area	2,906 sqft Living Area
1st Floor Area	2,906 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	104105
Street Address	66 CARLOUGH RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	H&C BUILDERS SUB
Legal Block	701
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2011
Census Tract	53202

Owner

66 Carlough Rd is owned and occupied by an individual who bought it in June 2019.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	66 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jun 5, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Sep 24, 2007 · Amount on File
Deed Document Number	201935113
Deed Book / Page	3259 / 528
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	66 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1835
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041390357
Date	May 12, 2021
Book Page	4139/357
Instrument	2021074882

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2041

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 5, 2019
Property Address	66 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1835
Document Number	0032590528
Book / Page	3259 / 528
Instrument Date	May 17, 2019
Instrument	19-035113
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WALNUT DR, UPPER SADDLE RIVER, NJ 07458-2364

Tax Assessment & Valuation

The 2025 property tax bill for 66 Carlough Rd was $13,364, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,000 (-) Land $274,400 Building $241,600	$516,000 (-) Land $274,400 Building $241,600
2025	$13,364.00 (+1.73%)	$516,000 Land $274,400 Building $241,600	$516,000 Land $274,400 Building $241,600
2024	$13,137.00
2023		$516,000 Land $274,400 Building $241,600	$516,000 Land $274,400 Building $241,600
2022	$12,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Carlough Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Carlough Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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