Bergen County and Upper Saddle River Borough property record for 76 Carlough Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,584 sqft · built 1974 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Nov 2024) |
| Tax Bill | $16,509 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00701-0000-00001 |
| Primary APN | 63-00701-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,584 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 040620 |
|---|---|
| Street Address | 76 CARLOUGH RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | COLONIAL VLG/APPLE RDG |
| Legal Block | 701 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 53202 |
76 Carlough Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Aug 21, 1997 · Amount on File |
| Deed Document Number | 202466233 |
| Deed Book / Page | 5358 / 1075 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 76 Carlough Rd was $16,509, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,400 (-) Land $319,400 Building $318,000 | $637,400 (-) Land $319,400 Building $318,000 | |
| 2025 | $16,509.00 (+1.73%) | $637,400 Land $319,400 Building $318,000 | $637,400 Land $319,400 Building $318,000 |
| 2024 | $16,228.00 | ||
| 2023 | $637,400 Land $319,400 Building $318,000 | $637,400 Land $319,400 Building $318,000 | |
| 2022 | $15,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Carlough Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Carlough Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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