56 Carlough Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 56 Carlough Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 1949
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jan 2022)
Tax Bill	$13,113 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00702-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`63-00702-0000-00013`
Alternative APNs	`630070200013` `104100`

Interior

Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Account Number	104100
Street Address	56 CARLOUGH RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.900 AC
Legal Subdivision	PINEBROOK ESTATES
Legal Block	702
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2012
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	202210471
Deed Book / Page	4551 / 1500
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	0045511500
Record Updated	Sep 20, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2022
Property Address	56 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1806
Document Number	0045511500
Book / Page	4551 / 1500
Instrument Date	Dec 9, 2021
Instrument	2022010471
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4104 FALSTON CIR, 4104, OLD BRIDGE, NJ 08857-3599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1806

Mortgage

Document Number	2022010472
Date	Jan 25, 2022
Instrument	2022010472

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	56 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1806
Document Number	0030962409
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CARLOUGH RD UPPER SADDLE RIVER NJ 074581806, UPPER SADDLE RIVER, NJ 07458-1806

Mortgage

Document Number	0030962409
Date	Oct 31, 2018
Book Page	003096/002409
Instrument	77852

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,300 (-) Land $341,000 Building $165,300	$506,300 (-) Land $341,000 Building $165,300
2025	$13,113.00 (+1.73%)	$506,300 (-) Land $341,000 Building $165,300	$506,300 (-) Land $341,000 Building $165,300
2024	$12,890.00 (+2.96%)
2023		$506,300 Land $341,000 Building $165,300	$506,300 Land $341,000 Building $165,300
2022	$12,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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