6598 D E Lovett Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6598 D E Lovett Rd, Milton, FL 32570

Property Summary

Property Type	Agricultural Vacant Land
Details	2 ba · 3,960 sqft · built 1997
Lot Size	21.3 acres (928,046 sqft)
Owner	Individual Name on Record
Last Sale	$677,000 (Mar 2018)
Tax Bill	$517 (2024)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-4N-28-0000-00111-0000`

Property Details

APN / Parcel Number

Primary APN	`09-4N-28-0000-00111-0000`
Alternative APN	`N284090000001110000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,960 sqft Gross Area
1st Floor Area	3,560 sqft
Office	920 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	928,046 sqft (21.3 acres)
Porch	Unfinished Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Convection

Location & Zoning

Street Address	6598 D E LOVETT RD
City	MILTON
State	FL
Zip	32570-9410
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	AG-RR
Legal Description	COM NE CORN THN S 283 FT FOR POB THN CONT S 1980 FT THN W 1320 FT THN N 1980 FT THN E 1320 FT TO POB AS DES IN OR 1513 PG 555 LESS 3/4 MIN RGHTS IN OR 348 PG 44 LESS OR 3114 PG 1018 (REMAINING #1.4 & SBJT TO A 25 FT ESMNT FOR #1.4) LESS OR 3711 PG 89
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4094
Census Tract	10100

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6598 D E LOVETT RD, MILTON, FL 32570-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	201810925
Deed Book / Page	3711 / 893
Prior Transfer Date	Feb 14, 2012
Prior Transfer Doc	0031141376
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 21, 2018
Property Address	6598 D E LOVETT RD, MILTON, FL 32570-9410
Document Number	0037110893
Book / Page	003711 / 000893
Instrument Date	Mar 21, 2018
Instrument	10925
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6525 D E LOVETT RD MILTON FL 325709411, MILTON, FL 32570-9411

Mortgage

Document Number	37110895
Date	Mar 21, 2018
Book Page	003711/000895
Instrument	10926

Lender

Name	HARVEY D PHILLIPS
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,768 (+45.46%)	$213,512 (+12.76%) Land $171,971 Building $41,541
2024	$517.00 (+0.78%)	$39,715 (-1.06%) Land $15,727 Building $23,988	$189,348 (-0.22%) Land $15,727 Building $173,621
2023	$513.00 (+3.22%)	$40,139 (+5.06%) Land $15,727 Building $24,412	$189,772 (+30.82%) Land $15,727 Building $174,045
2022	$497.00	$38,206 Land $13,727 Building $24,479	$145,062

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20