6525 D E Lovett Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6525 D E Lovett Rd, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,909 sqft · built 1991
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Jun 1996)
Tax Bill$993 (2024)
Deeds & MortgagesSep 2018 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-4N-28-0000-00203-0000

Property Details

APN / Parcel Number

Primary APN09-4N-28-0000-00203-0000
Alternative APN
  • N284090000002030000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,909 sqft Living Area
Gross Area2,827 sqft
1st Floor Area1,909 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area738 sqft
CarportCarport
Carport Area738 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area180 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6525 D E LOVETT RD
CityMILTON
StateFL
Zip32570-9411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM NW CORN E2 OF E2 THN S0*56 53W 2550.68 FT TO POB THN N0 *5653E 246.35 FT THN N60*44 53E 43.78 FT THN N83*3239E 41.68 FT THN S88*3324E 82.85 FT THN S0*5653W 273.39 FT THN N88*5934W 162.09 FT TO POB AS DES IN OR 1539 PG 1431
Legal Range28W
Legal Township4N
Legal Section09
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group4
Census Block4103
Census Tract10100

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6525 D E LOVETT RD, MILTON, FL 32570-9411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST CREDIT UNION OF FLORIDA
Oct 31, 2018Deed of Trust, Mortgage · Line of Credit
FARM CREDIT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 1996 · Amount on Record
Deed SaleJun 3, 1996 · Amount on Record
Prior SaleMay 1, 1996 · Amount on Record
Deed Book / Page1539 / 1431
Prior Transfer DateApr 30, 1996
Prior Transfer Doc0153300288
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6525 D E LOVETT RD, MILTON, FL 32570-9411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037620831
DateSep 4, 2018
Book Page3762/0831
Instrument201837687
Lender
NameMEMBERS FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressPENSACOLA, FL 32591
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2033

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6525 D E LOVETT RD, MILTON, FL 32570-9411
Document Number0037790171
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6525 D E LOVETT RD MILTON FL 325709411, MILTON, FL 32570-9411

Mortgage

Document Number0037790171
DateNov 1, 2018
Book Page003779/000171
Instrument47000
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressMARIANNA, FL 32447-7000
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 31, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$114,205 (+2.9%)$196,666 (+2.95%) Land $13,000 Building $183,666
2024$993.00 (+2.48%) Homeowner's exemption$110,986 (+3%)$191,033 (+1.2%) Land $12,500 Building $178,533
2023$969.00 (+2.98%) Homeowner's exemption$107,753 (+3%)$188,762 (+4.08%) Land $12,500 Building $176,262
2022$941.00 Homeowner's exemption$104,615$181,358 Land $10,500 Building $170,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people · EPA ID FL1570064
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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