Santa Rosa County property record for 6505 D E Lovett Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1983 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $477 (2024) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-4N-28-0000-00201-0000 |
| Primary APN | 09-4N-28-0000-00201-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Heated Area |
| Gross Area | 1,467 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 1,500 ft deep x 1,000 ft wide |
| Porch | Open Porch |
| Porch Area | 139 sqft |
| Canopy | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 094N280000002010000 |
|---|---|
| Street Address | 6505 D E LOVETT RD |
| City | MILTON |
| State | FL |
| Zip | 32570-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM NW CORN E2 OF E2 THN S0*56 '53W 2611.08 FT TO POB & CONT 100 FT THN S88*33'24E 150 FT THN S0*56'53W 100 FT THN N88* |
| Legal Range | 28W |
| Legal Township | 04N |
| Legal Section | 09 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BERRYDALE |
| Census Block Group | 4 |
| Census Block | 4103 |
| Census Tract | 10100 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6505 D E LOVETT RD, MILTON, FL 32570-9411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FCU |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 |
| Deed Sale | Mar 29, 2017 |
| Deed Document Number | 0003610956 |
| Deed Book / Page | 2915 / 1533 |
| Prior Transfer Date | Jul 16, 2009 |
| Prior Transfer Doc | 200924192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6505 D E LOVETT RD, MILTON, FL 32570-9411 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0043871834 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 4387/1834 |
| Instrument | 202317497 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6505 D E LOVETT RD, MILTON, FL 32570-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0036772039 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 3677/2039 |
| Instrument | 201747093 |
| Name | SANTA ROSA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | MILTON, FL 32572 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6505 D E LOVETT RD, MILTON, FL 32570-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 6505 D F LOVETT RD, MILTON, FL 32570-9411 |
| Document Number | 0040291226 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 4029/1226 |
| Instrument | 202060814 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $477.00 (+1.06%) Homeowner's exemption | $65,469 (+3%) | $110,870 (+1.24%) Land $11,250 Building $99,620 |
| 2023 | $472.00 (+1.07%) Homeowner's exemption | $63,562 (+3%) | $109,515 (+7.47%) Land $11,250 Building $98,265 |
| 2022 | $467.00 Homeowner's exemption | $61,711 | $101,907 Land $9,450 Building $92,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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