659 SW Overlook Dr, Stuart, FL 34994 Property Records

Martin County property record for 659 SW Overlook Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,988 sqft · built 2020
Lot Size	0.537 acres (23,392 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Feb 2019)
Tax Bill	$24,806 (2025)
Deeds & Mortgages	Feb 2019 Sale Jan 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-001-001-0028.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-001-001-0028.0-5-0000`
Alternative APNs	`08-38-41-001-001-00280-5` `838410010010028050000` `24164`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,988 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	3,988 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,392 sqft (0.537 acres)
Lot Dimensions	100 ft deep x 150 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	828 sqft
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24164
Street Address	659 SW OVERLOOK DR
City	STUART
State	FL
Zip	34994-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BESSEYS THIRD ADDN LOTS 28 29 & 30 BLK 1
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	BESSEYS 3RD ADDITION
Legal Block	1
Legal Lot Number	28
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1007
Census Tract	701

Owner

659 SW Overlook Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	659 SW OVERLOOK DR, STUART, FL 34994-2806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 23, 2018	Loan Modification, Mortgage SEASIDE NAT'L BK&TR
Jan 26, 2017	Warranty Deed, Transfer · Commercial Mortgage SEASIDE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	20192741366
Deed Book / Page	3044 / 188
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2019
Property Address	659 SW OVERLOOK DR, STUART, FL 34994-2806
Document Number	0030440188
Book / Page	003044 / 000188
Instrument Date	Feb 28, 2019
Instrument	2741366
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5050 SHORELINE CIR SANFORD FL 327717130, SANFORD, FL 32771-7130

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	659 SW OVERLOOK DR, STUART, FL 34994-2806
Document Number	0029731879
Book / Page	002973 / 001879
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RIVERVIEW DR STUART FL 349966315, STUART, FL 34996-6315

Mortgage

Document Number	0029731879
Date	Feb 6, 2018
Book Page	002973/001879
Instrument	2677351

Lender

Name	SEASIDE NAT'L BK&TR
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Term	12 Months
Due	Feb 5, 2019

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 26, 2017
Property Address	659 SW OVERLOOK DR, STUART, FL 34994-2806
Document Number	0029031959
Book / Page	02903 / 1959
Map Reference	MB11 PG49
Instrument Date	Jan 25, 2017
Instrument	2616540
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2180 SE STARGRASS ST, 2180, PORT SAINT LUCIE, FL 34984-4728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RIVERVIEW DR, STUART, FL 34996-6315

Mortgage

Document Number	0002616541
Date	Jan 26, 2017
Instrument	2616541

Lender

Name	SEASIDE FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 659 SW Overlook Dr was $24,806 with a homeowner's exemption, down 1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,806.00 (-1.02%) Additional exemption filed	$1,445,657	$2,798,460 Land $1,620,000 Building $1,178,460
2024	$25,061.00 (+1.99%)
2023	$24,572.00 (+3.48%) Additional exemption filed	$1,363,996 (+3%)	$2,689,030 (+23.25%) Land $1,485,000 Building $1,204,030
2022	$23,746.00 Homeowner's exemption	$1,324,268	$2,181,750 Land $1,215,000 Building $966,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 SW Overlook Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 units insured incl. 32 condo units
Nearby Flood Claims	3 (2014–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 659 SW Overlook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW Overlook Dr

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