651 SW Overlook Dr, Stuart, FL 34994 Property Records

Martin County property record for 651 SW Overlook Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,653 sqft · built 2021
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jun 2020)
Tax Bill	$37,572 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-001-001-0025.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-001-001-0025.0-1-0000`
Alternative APNs	`08-38-41-001-001-00250-1` `838410010010025010000` `24163`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,653 sqft Living Area
Gross Area	5,265 sqft
1st Floor Area	3,653 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	100 ft deep x 150 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,248 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	432 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24163
Street Address	651 SW OVERLOOK DR
City	STUART
State	FL
Zip	34994-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOTS 25 26 AND 27 BLOCK 1 BESSEYS 3RD ADDITION TO THE TOWN OF STUART ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 49 PUBLIC RECORDS PALM BEACH NOW MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	BESSEYS 3RD ADDITION
Legal Block	1
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1007
Census Tract	701

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 SW OVERLOOK DR, STUART, FL 34994-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 25, 2020	Warranty Deed, Transfer STARFISH TITLE AGENCY LLC, STARFISH TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Oct 11, 2002 · Amount on Record
Deed Document Number	20202822123
Deed Book / Page	3138 / 1172
Last Transfer Date	Dec 15, 2021
Transfer Doc	0032841901
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jan 7, 2022
Property Address	651 SW OVERLOOK DR, STUART, FL 34994-2806
Document Number	0032841901
Book / Page	3284 / 1901
Map Reference	MB 11 PG 49
Instrument Date	Dec 15, 2021
Instrument	2935857
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	651 SW OVERLOOK DR, STUART, FL 34994-2806

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 25, 2020
Property Address	651 SW OVERLOOK DR, STUART, FL 34994-2806
Document Number	0031381172
Book / Page	003138 / 001172
Instrument Date	Jun 18, 2020
Instrument	2822123
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	STARFISH TITLE AGENCY LLC, STARFISH TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$6,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 SW SOUTH CAROLINA DR STUART FL 349947265, STUART, FL 34994-7265

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,572.00 (-1.02%) Homeowner's exemption	$2,179,711 (+5.99%)	$2,712,480 (+3.89%) Land $1,530,000 Building $1,182,480
2024	$37,961.00 (+1.88%)
2023	$37,260.00 (+3.62%) Additional exemption filed	$2,056,584 (+3%)	$2,610,810 (+22.62%) Land $1,402,500 Building $1,208,310
2022	$35,958.00 Homeowner's exemption	$1,996,684	$2,129,200 Land $1,147,500 Building $981,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 units insured incl. 32 condo units
Nearby Flood Claims	3 (2014–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW Overlook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures