Martin County property record for 643 SW Overlook Dr, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,421 sqft · built 2006 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,325,000 (Jul 2012) |
| Tax Bill | $24,544 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-38-41-001-001-0021.0-0-0000 |
| Primary APN | 08-38-41-001-001-0021.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,421 sqft Living Area |
| Gross Area | 4,216 sqft |
| 1st Floor Area | 3,421 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 21,954 sqft (0.504 acres) |
| Lot Dimensions | 100 ft deep x 167 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 100 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,032 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 643 SW OVERLOOK DR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34994-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BESSEYS THIRD ADDN LOT 21 BLK 1 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 8 |
| Legal Subdivision | BESSEYS 3RD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 701 |
Source: Martin County records · APN 08-38-41-001-001-0021.0-0-0000
Assessment roll updated August 27, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 643 SW OVERLOOK DR, STUART, FL 34994-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2012 · Amount on Record |
| Deed Sale | Jul 23, 2012 · Amount on Record |
| Prior Sale | Aug 28, 2002 · Amount on Record |
| Deed Document Number | 20122342181 |
| Deed Book / Page | 2590 / 99 |
| Last Transfer Date | Dec 11, 2012 |
| Transfer Doc | 0026210365 |
| Record Updated | Sep 20, 2026 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,544.00 (-1.02%) Homeowner's exemption | $1,430,632 (+5.99%) | $2,975,330 (+4.22%) Land $1,803,600 Building $1,171,730 |
| 2024 | $24,798.00 (+1.94%) | ||
| 2023 | $24,327.00 (+3.21%) Additional exemption filed | $1,349,819 (+3%) | $2,854,720 (+20.17%) Land $1,653,300 Building $1,201,420 |
| 2022 | $23,570.00 Homeowner's exemption | $1,310,504 | $2,375,520 Land $1,352,700 Building $1,022,820 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2014–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: TPC ACC Acquisition.
Based on FCC filings for 243 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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