659 S Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 659 S Commerce Ave, Sebring, FL 33870

Property Summary

Property Type	Commercial Office
Details	4 bd · 1.5 ba · 2,208 sqft · built 1946
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Dec 2021)
Tax Bill	$4,384 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-29-34-29-070-0830-0120`

Property Details

APN / Parcel Number

Primary APN	`S-29-34-29-070-0830-0120`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,208 sqft Gross Area
1st Floor Area	2,208 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Commercial
Driveway	Driveway
Driveway Area	900 sqft
Porch	Open Porch
Porch Area	352 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	659 S COMMERCE AVE
City	SEBRING
State	FL
Zip	33870-3810
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C1
Legal Description	TOWN OF SEBRING PER PB 1-PG 32 LOT 12 BLK 83
Legal Subdivision	LIMETREE VILLAS
Legal Block	83
Legal Lot Number	12
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1029
Census Tract	961100

Owner

Source: Highlands County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	264 LAKE DRIVE BLVD, SEBRING, FL 33875-5059
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Jun 25, 2002 · Amount on Record
Deed Document Number	20212068754
Deed Book / Page	2871 / 1651
Prior Transfer Date	Mar 23, 2000
Prior Transfer Doc	0001054905
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 16, 2021
Property Address	659 S COMMERCE AVE, SEBRING, FL 33870-3810
Document Number	0002068754
Book / Page	2871 / 1651
Map Reference	MB 1 PG 32
Instrument Date	Dec 15, 2021
Instrument	2068754
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10104 PINTO WAY, SEBRING, FL 33875-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 LAKE DRIVE BLVD, SEBRING, FL 33875-5059

Mortgage

Document Number	0028711653
Date	Dec 16, 2021
Instrument	2871/1653

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2041

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,973 (+1.26%) Land $25,000 Building $189,973	$214,973 (+1.26%) Land $25,000 Building $189,973
2024	$4,384.00 (+3.57%)
2023	$4,233.00 (+12.22%)	$212,301 (+14.74%) Land $25,000 Building $187,301	$212,301 (+14.74%) Land $25,000 Building $187,301
2022	$3,772.00	$185,020 Land $25,000 Building $160,020	$185,020 Land $25,000 Building $160,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on S Commerce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures