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647 S Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 647 S Commerce Ave, Sebring, FL 33870

Property Summary

Property TypeCommercial
Details3 bd · 2 ba · 1,890 sqft · built 1957
Lot Size0.344 acres (15,000 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (Jul 2021)
Tax Bill$3,986 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS294907008300100

Property Details

APN / Parcel Number

Primary APNS294907008300100
Alternative APN
  • S-29-34-29-070-0830-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,890 sqft Gross Area
1st Floor Area1,890 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotCommercial
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Driveway Area775 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area386 sqft
Deck Area168 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address647 S COMMERCE AVE
CitySEBRING
StateFL
Zip33870-3810
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC1
Legal DescriptionTOWN OF SEBRING PER PB 1-PG 32 LOTS 10 + 11 BLK 83
Legal Range29E
Legal Township34S
Legal Section29
Legal SubdivisionLIMETREE VILLAS
Legal Block83
Legal Lot Number10,11
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1029
Census Tract961100

Owner

Source: Highlands County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3001 7TH AVENUE CIR E, BRADENTON, FL 34208-3100
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2021 · Amount on Record
Deed SaleJul 12, 2021 · Amount on Record
Prior SaleMay 24, 2013 · Amount on Record
Deed Document Number20212043377
Deed Book / Page2836 / 1070
Prior Transfer DateJun 19, 2013
Prior Transfer Doc0001700659
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 12, 2021
Property Address647 S COMMERCE AVE, SEBRING, FL 33870-3810
Document Number0002043377
Book / Page2836 / 1070
Map ReferenceMB 1 PG 32
Instrument DateJul 7, 2021
Instrument2043377
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address647 S COMMERCE AVE, 647, SEBRING, FL 33870-3810

Transferred To (Grantee/Buyer)

NameVerified Name
Address3001 7TH AVENUE CIR E, BRADENTON, FL 34208-3100

Mortgage

Document Number0028361071
DateJul 12, 2021
Instrument2836/1071
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJul 9, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$264,525 (+12.45%) Land $50,000 Building $214,525$264,525 (+12.45%) Land $50,000 Building $214,525
2024$3,986.00 (-15.03%)
2023$4,691.00 (+11.58%)$235,240 (+13.3%) Land $50,000 Building $185,240$235,240 (+13.3%) Land $50,000 Building $185,240
2022$4,204.00$207,624 Land $50,000 Building $157,624$207,624 Land $50,000 Building $157,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST
serves 2,828 people · EPA ID FL6531742
Water SourceGroundwater
Last State InspectionMay 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile, Verizon.

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