648 S Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 648 S Commerce Ave, Sebring, FL 33870

Property Summary

Property Type	Retail Store
Details	1.5 ba · 1,479 sqft · built 1970
Lot Size	0.181 acres (7,875 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Jul 2026)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`S294907007600190`

Property Details

APN / Parcel Number

Primary APN	`S294907007600190`
Alternative APN	`S-29-34-29-070-0760-0190`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,479 sqft Gross Area
1st Floor Area	1,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	157 ft deep x 50 ft wide
View / Lot	Commercial
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Driveway	Asphalt Driveway
Driveway Area	3,054 sqft
Porch	Open Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	648 S COMMERCE AVE
City	SEBRING
State	FL
Zip	33870-3809
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	C1
Legal Description	TOWN OF SEBRING PB 1-PG 32 LOT 19 BLK 76
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	TOWN OF SEBRING
Legal Block	76
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3051
Census Tract	960800

Owner

Source: Highlands County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3660 ERINDALE DR, VALRICO, FL 33596-6311
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Seller Carry-Back 53 INVESTMENTS LLC
Mar 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20262320415
Deed Book / Page	3203 / 612
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 6, 2026
Property Address	648 S COMMERCE AVE, SEBRING, FL 33870-3809
Document Number	0002320415
Book / Page	3203 / 612
Instrument Date	Jul 2, 2026
Instrument	20262320415
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0002320416,
Date	Jul 6, 2026
Instrument	20262320416

Lender

Name	53 INVESTMENTS LLC
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Balloon
Rate	6.51%
Initial Type	Balloon
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 18, 2022
Property Address	648 S COMMERCE AVE, SEBRING, FL 33870-3809
Document Number	0002083416
Book / Page	2891 / 1411
Map Reference	MB 1 PG 32
Instrument Date	Mar 17, 2022
Instrument	2083416
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 S COMMERCE AVE, 648, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 191, SEBRING, FL 33871-0191

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,133.00 (-34.69%)	$100,213 (-37.54%) Land $25,000 Building $75,213	$100,213 (-37.54%) Land $25,000 Building $75,213
2024	$3,266.00 (-2.36%)
2023	$3,345.00 (+9.03%)	$160,432 (+7.88%) Land $50,000 Building $110,432	$160,432 (+7.88%) Land $50,000 Building $110,432
2022	$3,068.00	$148,715 Land $50,000 Building $98,715	$148,715 Land $50,000 Building $98,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on S Commerce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures