Madison County property record for 659 Ratliff Ferry Rd, Canton, MS 39046
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,983 sqft · built 2008 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094E-21-004/01 |
| Primary APN | 094E-21-004/01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,983 sqft Adjusted Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 2,563 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Deck Area | 611 sqft |
| Patio Area | 611 sqft |
| Account Number | 48040 |
|---|---|
| Street Address | 659 RATLIFF FERRY RD |
| City | CANTON |
| State | MS |
| Zip | 39046-8968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | 5 AC IN W1/2 E1/2 E1/2 S OF RD |
| Legal Range | 04E |
| Legal Township | 09N |
| Legal Section | 21 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4055 |
| Census Tract | 30900 |
659 Ratliff Ferry Rd is owned and occupied by an individual who acquired it in December 2024.
Source: Madison County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 659 RATLIFF FERRY RD, CANTON, MS 39046-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2024 |
| Deed Sale | Dec 9, 2024 |
| Prior Sale | Apr 29, 2022 · Amount on File |
| Deed Document Number | 20241018318 |
| Deed Book / Page | 4505 / 480 |
| Prior Transfer Date | Dec 13, 2011 |
| Prior Transfer Doc | 0000663452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 659 RATLIFF FERRY RD, CANTON, MS 39046-8968 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 659 RATLIFF FERRY RD, CANTON, MS 39046-8968 |
| Document Number | 004201/908 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 4201/908 |
| Instrument | 955839 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 659 Ratliff Ferry Rd was $3,895.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,895.00 | $37,215 | $248,100 Land $30,000 Building $218,100 |
| 2023 | Homeowner's exemption | $26,644 | $251,110 Land $30,000 Building $221,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 659 Ratliff Ferry Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1985–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 659 Ratliff Ferry Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| AT&T Fixed Wireless | 100 / 20 |
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