659 Oak St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 659 Oak St, Alligator Point, FL 32346

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,270 sqft · built 1993
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on Record
Tax Bill	$548 (2025)
Deeds & Mortgages	May 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-06S-01W-1061-0004-0070`

Property Details

APN / Parcel Number

Primary APN	`32-06S-01W-1061-0004-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Heated Area
Gross Area	1,388 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	32 sqft
Fence	Fence
Shed	1 Shed
Shed Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	659 OAK ST
City	ALLIGATOR POINT
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	UNIT 2 BL 4 LOTS 7 & 8 OR 265/93 SUN N SANDS OR 447/348 1111/318 1418/499
Legal Range	01W
Legal Township	06S
Legal Section	32
Legal Subdivision	SUN N SAND SUB
Legal Block	4
Legal Lot Number	7,8 8
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2146
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	658 PINE STREET, TALLAHASSEE, FL 32309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025
Deed Sale	May 29, 2025
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	202519002423
Deed Book / Page	1418 / 499
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 29, 2025
Property Address	659 OAK ST, ALLIGATOR POINT, FL 32346
Document Number	0019002423
Book / Page	1418 / 499
Instrument Date	Dec 23, 2013
Instrument	202519002423
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 ALLIGATOR DRIVE, MICCOSUKEE, FL 32309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	658 PINE STREET, TALLAHASSEE, FL 32309

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00 (+8.09%) Homeowner's exemption	$84,666 (+8.97%)	$124,120 (+11.37%) Land $60,000 Building $64,120
2024	$507.00 (+9.74%) Homeowner's exemption	$77,694 (+15.96%)	$111,449 (+22.01%) Land $44,000 Building $67,449
2023	$462.00 (+6.45%) Homeowner's exemption	$67,000 (+10.02%)	$91,341 (+13.64%) Land $44,000 Building $47,341
2022	$434.00 Homeowner's exemption	$60,897	$80,378 Land $44,000 Building $36,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20