657 Oak St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 657 Oak St, Alligator Point, FL 32346

Property Summary

Property Type	Vacant Land
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual on Record
Tax Bill	$209 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-06S-01W-1061-0004-0060`

Property Details

APN / Parcel Number

Primary APN	`32-06S-01W-1061-0004-0060`
Alternative APN	`01W06S32106100040060`

Exterior

Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Street Address	657 OAK ST
City	PANACEA
State	FL
Zip	32346-5169
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 2 BL 4 LOT 6 OR 117 153 SUN N SANDS
Legal Range	01W
Legal Township	06S
Legal Section	32
Legal Subdivision	SUN N SANDS
Legal Block	4
Legal Lot Number	6
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2146
Census Tract	970102

Owner

Source: Franklin County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	224 RIVER LAKE DR, EATONTON, GA 31024-5309
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2026
Transfer Doc	0000002405
Record Updated	Sep 20, 2026

May 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FRANKLIN FL
Recording Date	May 27, 2026
Property Address	657 OAK ST, PANACEA, FL 32346-5169
Document Number	0000002405
Book / Page	1445 / 591
Instrument Date	May 5, 2026
Instrument	20262405
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVER LAKE DR, EATONTON, GA 31024-5309

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (+22.94%)	$30,000 (+36.36%) Land $30,000	$30,000 (+36.36%) Land $30,000
2024	$170.00	$22,000 (-) Land $22,000	$22,000 (-) Land $22,000
2023	$170.00 (+0.59%)	$22,000 (-) Land $22,000	$22,000 (-) Land $22,000
2022	$169.00	$22,000 Land $22,000	$22,000 Land $22,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20