655 Oak St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 655 Oak St, Alligator Point, FL 32346

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Sep 2022)
Tax Bill	$296 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-06S-01W-1061-0004-0050`

Property Details

APN / Parcel Number

Primary APN	`32-06S-01W-1061-0004-0050`

Exterior

Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Fence	Fence

Location & Zoning

Street Address	655 OAK ST
City	ALLIGATOR POINT
State	FL
Zip	32346
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	UNIT 2 BL 4 LOT 5 OR 112 348 SUN N SANDS 702/593 860/497 1346/252
Legal Range	01W
Legal Township	06S
Legal Section	32
Legal Block	4
Legal Lot Number	5
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2146
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 215, SAINT MARKS, FL 32355-0215
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Jun 24, 2002 · Amount on Record
Deed Document Number	202219005365
Deed Book / Page	1346 / 252
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 14, 2022
Property Address	655 OAK ST, ALLIGATOR POINT, FL 32346
Document Number	0019005365
Book / Page	1346 / 252
Map Reference	MB 4 PG 12
Instrument Date	Aug 24, 2022
Instrument	202219005365
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 CHARLOTTE LN, BETHEL, OH 45106-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 215, SAINT MARKS, FL 32355-0215

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$296.00 (+17.46%)	$33,897 (+30.89%) Land $30,000 Building $3,897	$33,897 (+30.89%) Land $30,000 Building $3,897
2024	$252.00 (-3.82%)	$25,897 (-) Land $22,000 Building $3,897	$25,897 (-) Land $22,000 Building $3,897
2023	$262.00 (+24.76%)	$25,897 (-) Land $22,000 Building $3,897	$25,897 (-) Land $22,000 Building $3,897
2022	$210.00	$25,897 Land $22,000 Building $3,897	$25,897 Land $22,000 Building $3,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20