659 Genessee St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 659 Genessee St, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,522 sqft · built 1988
Lot Size	0.203 acres (8,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2005)
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-986-90035276`

Property Details

APN / Parcel Number

Primary APN	`06-986-90035276`
Alternative APNs	`6-986-90035276` `98690035276`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,522 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,844 sqft (0.203 acres)
Porch	Open Porch
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	98690035276
Street Address	659 GENESSEE ST
City	ANNAPOLIS
State	MD
Zip	21401-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 WINDMILLS OF ANNAPOLIS
Legal Subdivision	WINDMILLS OF ANNAPOLIS
Legal Block	4
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4034
Census Tract	706600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 GENESSEE ST, ANNAPOLIS, MD 21401-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2005 · Amount on Record
Deed Sale	Jan 14, 2005 · Amount on Record
Prior Sale	May 6, 1999 · Amount on Record
Deed Document Number	2005462
Deed Book / Page	15832 / 214
Last Transfer Date	Aug 26, 2022
Transfer Doc	0391570298
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	659 GENESSEE ST, ANNAPOLIS, MD 21401-2319
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358660423
Date	Jan 5, 2021
Book Page	35866/423

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 28, 2022
Property Address	659 GENESSEE ST, ANNAPOLIS, MD 21401-2319
Document Number	0391570298
Book / Page	39157 / 298
Map Reference	MB 85 FO 5
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 GENESSEE ST, ANNAPOLIS, MD 21401-2319

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,400 (+2.55%) Land $224,500 Building $256,900	$481,400 (-) Land $224,500 Building $256,900
2025	$6,726.00 (+2.33%)	$469,433 (+5.37%)	$481,400 (+8.06%) Land $224,500 Building $256,900
2024	$6,573.00 (+2.75%)
2023	$6,397.00	$445,500 Land $244,500 Building $201,000	$445,500 Land $244,500 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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