Anne Arundel County property record for 653 Genessee St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 1986 |
| Lot Size | 0.3 acres (13,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $910,000 (Apr 2024) |
| Tax Bill | $7,362 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-986-90035279 |
| Primary APN | 06-986-90035279 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,056 sqft (0.3 acres) |
| View / Lot | Waterfront |
| Porch | Enclosed Porch |
| Porch Area | 114 sqft |
| Deck Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98690035279 |
|---|---|
| Street Address | 653 GENESSEE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 28 WINDMILLS OF ANNAPOLIS |
| Legal Subdivision | WINDMILLS OF ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 28 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 706600 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 21, 2025 | Intrafamily Transfer, Transfer THE TITLE SERVICES GROUP, THE TITLE COMPANY |
| Apr 17, 2024 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Jan 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jul 29, 2019 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Book / Page | 40369 / 145 |
| Last Transfer Date | Oct 31, 2025 |
| Transfer Doc | 0418550121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 21, 2025 |
| Property Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0418550121 |
| Book / Page | 41855 / 121 |
| Map Reference | MB 85 FO 5 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 17, 2024 |
| Property Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0403690145 |
| Book / Page | 40369 / 145 |
| Map Reference | MB 85 FO 5 |
| Instrument Date | Apr 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0401950419 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 40195/419 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0393510087 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 39351/87 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0391840231 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 39184/231 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 29, 2019 |
| Property Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0333930481 |
| Book / Page | 33393 / 481 |
| Map Reference | MB 85 FO 5 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LIBERTY T&E OF MD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,561.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 653 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 33393491 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 33393/491 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,000 (+5.1%) Land $237,100 Building $302,900 | $540,000 (-) Land $237,100 Building $302,900 | |
| 2025 | $7,362.00 (+5.08%) | $513,800 (+11.36%) | $540,000 (+17.04%) Land $237,100 Building $302,900 |
| 2024 | $7,006.00 (+5.75%) | ||
| 2023 | $6,625.00 Homeowner's exemption | $461,400 Land $257,100 Building $204,300 | $461,400 Land $257,100 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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