657 Genessee St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 657 Genessee St, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,906 sqft · built 1989
Lot Size	0.38 acres (16,542 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Apr 2001)
Tax Bill	$10,959 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-986-90035277`

Property Details

APN / Parcel Number

Primary APN	`06-986-90035277`
Alternative APNs	`698690035277` `98690035277`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,906 sqft Living Area
Gross Area	3,346 sqft
1st Floor Area	1,336 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Utility Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,542 sqft (0.38 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	32 sqft
Deck Area	593 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	98690035277
Street Address	657 GENESSEE ST
City	ANNAPOLIS
State	MD
Zip	21401-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 WINDMILLS OF ANNAPOLIS
Legal Subdivision	WINDMILLS OF ANNAPOLIS
Legal Block	4
Legal Lot Number	26
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4034
Census Tract	706600

Owner

657 Genessee St is owned and occupied by two individuals who bought it in April 2001.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 GENESSEE ST, ANNAPOLIS, MD 21401-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2001 · Amount on File
Deed Sale	Apr 12, 2001 · Amount on File
Prior Sale	Jun 28, 1990 · Amount on File
Deed Document Number	20014295
Deed Book / Page	10336 / 400
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	657 GENESSEE ST, ANNAPOLIS, MD 21401-2319
Document Number	0344980307
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	PROGRESSIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	657 GENESSEE ST ANNAPOLIS MD 214012319, ANNAPOLIS, MD 21401-2319

Mortgage

Document Number	0344980307
Date	Apr 28, 2020
Book Page	034498/000307

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 657 Genessee St was $10,959 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$966,900 Land $584,600 Building $382,300	$966,900 Land $584,600 Building $382,300
2025	$10,959.00
2023	$9,887.00 Homeowner's exemption	$797,000 Land $508,900 Building $288,100	$797,000 Land $508,900 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Genessee St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Genessee St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Genessee St

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