659 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 659 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	3,886 sqft Gross Area
Lot Size	13,068 sqft (0.3 acres)
Last Sale	$135,000 (2014)
Tax Bill	$7,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.18-8-20`
Alternative APNs	`260105601800080200000000` `431A101474`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	7 Units
Building Area	3,886 sqft Gross Area
1st Floor	684 sqft 1st Floor
Basement Area	860 sqft Basement
Unfinished Basement	860 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Exterior
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	185 ft x 71.1 ft Depth x Width
Total Buildings	2 Total Buildings
Patio Area	320 sqft Patio
Porch Area	330 sqft Porch

Utilities and HVAC

Heating System	Electric Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101474
Street Address	659 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-3802
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	8
Legal Lot Number	20.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5008
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.18-8-20

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10425 CREATION CT, NEW PORT RICHEY, FL 34654-3662
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2014 · Amount on Record
Deed Sale	Oct 10, 2014 · Amount on Record
Prior Sale	May 05, 2008 · Amount on Record
Deed Book / Page	983 / 211
Prior Transfer Date	Dec 23, 2002
Prior Transfer Doc	0729000170
Record Refreshed	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 12, 2023
Property Address	659 E MAIN ST, COBLESKILL, NY 12043-3802
Document Number	001203/105
Book / Page	1203 / 105
Instrument Date	Nov 30, 2023
Instrument	823654
Transaction Type	Transfer
Record Updated	Jan 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10425 CREATION CT, NEW PORT RICHEY, FL 34654-3662

Mortgage

Document Number	0000823656
Date	Dec 12, 2023
Instrument	823656

Lender

Name	PHANTOM CAP FUND LLC

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,769.00	$133,200 (-) Land $18,600 Building $114,600	$271,837 (+16.33%) Land $37,959 Building $233,878
2023		$133,200 (-) Land $18,600 Building $114,600	$233,684 (+12.28%) Land $32,632 Building $201,052
2022		$133,200 Land $18,600 Building $114,600	$208,125 Land $29,062 Building $179,063
2020	$10,996.00

Flood & Wildfire

659 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.