650 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 650 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Bedrooms	6 Beds
Bathrooms	4 Baths
Architecture Style	Traditional
Year Built	Built 1910
Square Footage	3,186 sqft Total Area
Lot Size	4,356 sqft (0.1 acres)
Last Sale	$60,000 (2017)
Tax Bill	$5,197.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-4-6`
Alternative APNs	`260106800600040060000000` `431A101200`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	4 Units
Building Area	3,186 sqft Total Area
1st Floor	1,578 sqft 1st Floor
2nd Floor	1,608 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	4,356 sqft (0.1 acres)
Depth X Width	60 ft x 60 ft Depth x Width
Porch Area	240 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101200
Street Address	650 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-3819
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	2 FARM HOUSE
Legal Block	4
Legal Lot Number	6.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5006
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-4-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10 MARKET ST, 1, ONEONTA, NY 13820-2655
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Deed Book / Page	1039 / 248
Record Refreshed	Jun 08, 2026

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 17, 2017
Property Address	650 E MAIN ST, COBLESKILL, NY 12043-3819
Document Number	0000001039/0000000248
Book / Page	0000001039 / 0000000248
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, GEORGE SILVERNELL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WALNUT ST, ONEONTA, NY 13820-1839

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,197.00 (+6.61%)	$89,100 (-) Land $7,800 Building $81,300	$181,837 (+16.33%) Land $15,918 Building $165,919
2023		$89,100 Land $7,800 Building $81,300	$156,316 Land $13,684 Building $142,632
2020	$4,875.00

Flood & Wildfire

650 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.