Schoharie County and Cobleskill Town property record for 654 E Main St, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Triplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1920 |
| Square Footage | 2,089 sqft Total Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Last Sale | $80,000 (2017) |
| Tax Bill | $4,159.00 (2025) |
| Primary APN | 432601 68.6-4-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,089 sqft Total Area |
| 1st Floor | 1,068 sqft 1st Floor |
| 2nd Floor | 1,021 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Porch Area | 56 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A100664 |
|---|---|
| Street Address | 654 E MAIN ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-3818 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Triplex |
| Legal Description | HOUSE & GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 5 |
| Census Block | 5006 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-4-7
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 MARKET ST, 1, ONEONTA, NY 13820-2655 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 04, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 17, 2017 | Deed, Transfer NOT AVAILABLE, GEORGE SILVERNELL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 17, 2017 · Amount on Record |
| Deed Sale | Feb 17, 2017 · Amount on Record |
| Deed Book / Page | 1039 / 244 |
| Last Transfer Date | Jan 14, 2019 |
| Transfer Doc | 001085/169 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 04, 2019 |
| Property Address | 654 E MAIN ST, COBLESKILL, NY 12043-3818 |
| Document Number | 001085/169 |
| Book / Page | 1085 / 169 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 756606 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 WAHNUT ST, ONEONTA, NY 13820-1839 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 17, 2017 |
| Property Address | 654 E MAIN ST, COBLESKILL, NY 12043-3818 |
| Document Number | 0000001039/0000000244 |
| Book / Page | 0000001039 / 0000000244 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, GEORGE SILVERNELL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 WALNUT ST, ONEONTA, NY 13820-1839 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,159.00 (+6.61%) | $71,300 (-) Land $13,100 Building $58,200 | $145,510 (+16.33%) Land $26,735 Building $118,775 |
| 2023 | $71,300 Land $13,100 Building $58,200 | $125,088 Land $22,983 Building $102,105 | |
| 2020 | $3,901.00 |
654 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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