Whatcom County property record for 659 E Laurel Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,136 sqft · built 1954 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,561 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 118894 |
| Primary APN | 118894 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 856 sqft |
| 2nd Floor Area | 280 sqft |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Heating System | Wood Furnace |
|---|
| Account Number | 118894 |
|---|---|
| Street Address | 659 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | TR IN NE SW DAF-BEG AT INTERS OF S LI OF LAUREL RD-WLY LI OF E 25 ACRES OF N 50 ACRES OF E 1/2 SW-TH S ALG SD WLY LI 190 FT-T |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 20 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10701 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 659 E LAUREL RD, BELLINGHAM, WA 98226-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 659 E LAUREL RD, BELLINGHAM, WA 98226-9728 |
| Document Number | 2191102991 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 659 E LAUREL RD BELLINGHAM WA 982269728, BELLINGHAM, WA 98226-9728 |
| Document Number | 2191102991 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 1102991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,561.00 (+59.97%) | $406,349 (+48.4%) Land $277,614 Building $128,735 | $406,349 (+48.4%) Land $277,614 Building $128,735 |
| 2022 | $273,812 Land $167,013 Building $106,799 | $273,812 Land $167,013 Building $106,799 | |
| 2021 | $2,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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