617 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 617 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,688 sqft · built 1900
Lot Size8.8 acres (383,328 sqft)
Owner2 Individual Names on File
Tax Bill$6,494 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN390320-152215-0000

Property Details

APN / Parcel Number

Primary APN390320-152215-0000
Alternative APNs
  • 103422
  • 580040
  • 62626

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,688 sqft Living Area
1st Floor Area1,784 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1949
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area383,328 sqft (8.8 acres)
Garage TypeDetached
Garage Area1,120 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area108 sqft
Storage Building432 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number103422
Street Address617 E LAUREL RD
CityBELLINGHAM
StateWA
Zip98226-9728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionTHAT PTN OF W 12 ACRES OF NE SW LY NLY OF LI DAF-BEG AT SEC CTR-TH N 88 DEG 4100 W ALG E-W SEC C/L 943 FT-TH S 01 DEG 0900 W 873 FT TO TPOB OF SD LI-TH S 57 DEG 1146 W 470.98 FT M/L TO W LI OF NE SW-LESS RDS
Legal Range03
Legal Township39
Legal Section20
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2011
Census Tract10701

Owner

617 E Laurel Rd is owned and occupied by two individuals who acquired it in April 2021.

Source: Whatcom County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address617 E LAUREL RD, BELLINGHAM, WA 98226-9728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WHATCOM EDUCATIONAL CU
Jan 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
FOURTH LEAF LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 29, 2021
Transfer Doc0000000463
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHATCOM WA
Recording DateMay 4, 2021
Property Address617 E LAUREL RD, BELLINGHAM, WA 98226-9728
Document Number20210500463
Instrument DateApr 29, 2021
Instrument2021-0500463
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyWHATCOM LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 E LAUREL RD, BELLINGHAM, WA 98226-9728

Mortgage

Document Number20210500464
DateMay 4, 2021
Instrument2021-0500464
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address617 E LAUREL RD, BELLINGHAM, WA 98226-9728
Document Number2180101797
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedFeb 7, 2018
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address617 E LAUREL RD BELLINGHAM WA 982269728, BELLINGHAM, WA 98226-9728

Mortgage

Document Number2180101797
DateJan 17, 2018
Instrument101797
Lender
NameFOURTH LEAF LLC
Address619 E LAUREL RD, BELLINGHAM, WA 98226-9728
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJan 16, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 617 E Laurel Rd was $6,494.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,494.00$766,485 Land $430,625 Building $335,860$766,485 Land $430,625 Building $335,860
2022$673,987 Land $359,982 Building $314,005$673,987 Land $359,982 Building $314,005
2021$5,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 E Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 E Laurel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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