630 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 630 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,204 sqft · built 1925
Lot Size	6.55 acres (285,318 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2016)
Tax Bill	$7,472 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532906`

Property Details

APN / Parcel Number

Primary APN	`532906`
Alternative APNs	`390320 175298 0000` `103428`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	2,692 sqft
2nd Floor Area	640 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	285,318 sqft (6.55 acres)
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	242 sqft
Patio Area	576 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	532906
Street Address	630 E LAUREL RD
City	BELLINGHAM
State	WA
Zip	98226-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	SW SE NW-EXC W 215 FT THEREOF
Legal Range	03
Legal Township	39
Legal Section	20
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2007
Census Tract	10701

Owner

630 E Laurel Rd is owned and occupied by two individuals who bought it in July 2016.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 E LAUREL RD, BELLINGHAM, WA 98226-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2016 · Amount on File
Deed Sale	Jul 22, 2016 · Amount on File
Prior Sale	Feb 27, 2004
Deed Document Number	2016-0702519
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	630 E LAUREL RD, BELLINGHAM, WA 98226-9728
Document Number	2200700342
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	630 E LAUREL RD BELLINGHAM WA 982269728, BELLINGHAM, WA 98226-9728

Mortgage

Document Number	2200700342
Date	Jul 2, 2020
Instrument	700342

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 630 E Laurel Rd was $7,472.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,472.00	$852,638 Land $415,679 Building $436,959	$852,638 Land $415,679 Building $436,959
2022		$577,423 Land $306,401 Building $271,022	$577,423 Land $306,401 Building $271,022
2021	$4,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 E Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 E Laurel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35