658 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 658 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1961
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Jul 2025)
Tax Bill	$10,507 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 048.20-1-22`

Property Details

APN / Parcel Number

Primary APN	`265489 048.20-1-22`
Alternative APN	`03492030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,068 sqft
Upper Floors Area	592 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	326 ft deep x 125 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03492030000
Street Address	658 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0046-14-07
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1482 BUSHWOOD CIR, WEBSTER, NY 14580-8578
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Feb 24, 1999 · Amount on Record
Deed Document Number	20253311568
Deed Book / Page	13108 / 218
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jun 25, 2026
Property Address	658 LAKE RD, WEBSTER, NY 14580-1553
Document Number	0003436416
Book / Page	31357 / 976
Instrument Date	Jun 12, 2026
Instrument	20263436416
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 LAKE RD, WEBSTER, NY 14580-1553

Mortgage

Document Number	0003436416,
Date	Jun 25, 2026
Book Page	31357/976
Instrument	20263436416

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	658 LAKE RD, WEBSTER, NY 14580-1553
Document Number	0000000374
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 LAKE RD WEBSTER NY 145801553, WEBSTER, NY 14580-1553

Mortgage

Document Number	0000000374
Date	Jun 16, 2020
Book Page	028565/000090
Instrument	374

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2030

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	658 LAKE RD, WEBSTER, NY 14580-1553
Document Number	0000000684
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 LAKE RD WEBSTER NY 145801553, WEBSTER, NY 14580-1553

Mortgage

Document Number	0000000684
Date	Nov 30, 2018
Book Page	027850/000558
Instrument	684

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,507.00 (+1.08%)
2025	$10,395.00 (+4.78%)	$222,900 (-) Land $75,000 Building $147,900	$464,400 (+20.84%) Land $156,258 Building $308,142
2023		$222,900 (-) Land $75,000 Building $147,900	$384,300 (+10.34%) Land $129,307 Building $254,993
2022		$222,900 Land $75,000 Building $147,900	$348,300 Land $117,194 Building $231,106
2021	$9,921.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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