650 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 650 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,145 sqft · built 1970
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Company Names on Record
Last Sale	$569,000 (Feb 2015)
Tax Bill	$23,525 (2026)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`265489 048.20-1-15`

Property Details

APN / Parcel Number

Primary APN	`265489 048.20-1-15`
Alternative APNs	`54890482000001015000` `03492075000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,145 sqft Living Area
1st Floor Area	2,449 sqft
2nd Floor Area	696 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	117,612 sqft (2.7 acres)
Lot Dimensions	200 ft deep x 165 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	1,437 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03492075000
Street Address	650 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0046-14-07
Legal Subdivision	PHELPS AND GORHAM PURCHASE
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	650 LAKE RD, WEBSTER, NY 14580-1520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2015 · Amount on Record
Deed Sale	Feb 6, 2015 · Amount on Record
Deed Document Number	2015606
Deed Book / Page	11498 / 671
Last Transfer Date	Jan 4, 2023
Transfer Doc	0000000416
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Feb 15, 2023
Property Address	650 LAKE RD, WEBSTER, NY 14580-1520
Document Number	0000000416
Book / Page	12780 / 622
Instrument Date	Jan 4, 2023
Instrument	202302150416
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 LAKE RD, WEBSTER, NY 14580-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	650 LAKE RD, WEBSTER, NY 14580-1520

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,525.00 (+3.3%) Homeowner's exemption
2025	$22,773.00 (-34.99%)	$500,000 (-) Land $150,300 Building $349,700	$1,041,700 (+20.83%) Land $313,135 Building $728,565
2023		$500,000 (-) Land $150,300 Building $349,700	$862,100 (+10.34%) Land $259,147 Building $602,953
2022		$500,000 Land $150,300 Building $349,700	$781,300 Land $234,859 Building $546,441
2021	$35,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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