Monroe County and Webster Town property record for 655 Lake Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,230 sqft · built 1940 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Feb 2002) |
| Tax Bill | $8,551 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 048.04-1-3 |
| Primary APN | 265489 048.04-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Upper Floors Area | 581 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 03327050000 |
|---|---|
| Street Address | 655 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0046-14-07 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 LAKE RD, WEBSTER, NY 14580-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2002 · Amount on Record |
| Deed Sale | Feb 8, 2002 · Amount on Record |
| Deed Book / Page | 9577 / 205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 655 LAKE RD, WEBSTER, NY 14580-1552 |
| Document Number | 0000001006 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 655 LAKE RD WEBSTER NY 145801552, WEBSTER, NY 14580-1552 |
| Document Number | 0000001006 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 028421/000350 |
| Instrument | 1006 |
| Name | CANANDAIGUA NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | CANANDAIGUA, NY 14424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,551.00 (+13.45%) | $193,900 (-) Land $38,900 Building $155,000 | $404,000 (+20.85%) Land $81,050 Building $322,950 |
| 2023 | $193,900 (-) Land $38,900 Building $155,000 | $334,300 (+10.33%) Land $67,067 Building $267,233 | |
| 2022 | $193,900 Land $38,900 Building $155,000 | $303,000 Land $60,788 Building $242,212 | |
| 2021 | $7,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2004) |
| Most Recent Claim | Aug 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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