658 Jasmine Cir, Independence, OR 97351 Property Records

Polk County property record for 658 Jasmine Cir, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,518 sqft · built 2005
Lot Size	0.098 acres (4,257 sqft)
Owner	Individual Name on Record
Last Sale	$242,200 (Jun 2018)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-20200`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-20200`
Alternative APN	`567801`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,518 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,257 sqft (0.098 acres)
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	166 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	567801
Street Address	658 JASMINE CIR
City	INDEPENDENCE
State	OR
Zip	97351-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	NORTHGATE PHASE 5 LOT 20
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	NORTHGATE PHASE 5
Legal Block	1
Legal Lot Number	20
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1006
Census Tract	20305

Owner

Source: Polk County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	658 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 20, 2018	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	May 1, 2012 · Amount on Record
Deed Document Number	20187172
Prior Transfer Date	Feb 19, 2008
Prior Transfer Doc	0000002681
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	May 22, 2026
Property Address	658 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Document Number	0000004142
Instrument Date	May 17, 2026
Instrument	20264142
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 JASMINE CIR, INDEPENDENCE, OR 97351-9578

Mortgage

Document Number	0000004142,
Date	May 22, 2026
Instrument	20264142

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	May 17, 2057

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	658 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009100
Date	Jul 1, 2020
Instrument	2020-009100

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 20, 2018
Property Address	658 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Document Number	0000007172
Map Reference	VOL13 PG28
Instrument Date	Jun 14, 2018
Instrument	2018-007172
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 JASMINE CIR, INDEPENDENCE, OR 97351-9578

Mortgage

Document Number	0000007173
Date	Jun 20, 2018
Instrument	2018-007173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,150 (+3%) Land $47,620 Building $138,530	$388,440 (-5.31%) Land $150,000 Building $238,440
2025	$3,298.00 (+3.78%)	$180,730 (+3%) Land $46,230 Building $134,500	$410,230 (+1.51%) Land $150,600 Building $259,630
2024	$3,178.00 (-2.49%)	$175,470 (+3%) Land $44,890 Building $130,580	$404,130 (+4.07%) Land $148,000 Building $256,130
2023	$3,259.00 (+8.92%)	$170,360 (+3%) Land $43,580 Building $126,780	$388,320 (+12.23%) Land $141,500 Building $246,820
2022	$2,992.00	$165,400 Land $42,310 Building $123,090	$345,990 Land $116,000 Building $229,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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