654 Jasmine Cir, Independence, OR 97351 Property Records

Polk County property record for 654 Jasmine Cir, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,672 sqft · built 2006
Lot Size	0.091 acres (3,949 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2011)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-20000`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-20000`
Alternative APN	`567799`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	726 sqft
2nd Floor Area	946 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,949 sqft (0.091 acres)
Garage Area	389 sqft
Parking Spaces	2 Parking Spaces
Patio Area	151 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	567799
Street Address	654 JASMINE CIR
City	INDEPENDENCE
State	OR
Zip	97351-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	NORTHGATE PHASE 5 LOT 18
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	NORTHGATE PHASE 5
Legal Block	1
Legal Lot Number	18
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1006
Census Tract	20305

Owner

654 Jasmine Cir is owned and occupied by an individual who bought it in August 2011.

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	654 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2011 · Amount on File
Deed Sale	Aug 5, 2011 · Amount on File
Prior Sale	Mar 23, 2011 · Amount on File
Deed Document Number	20117171
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	654 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 JASMINE CIR, INDEPENDENCE, OR 97351-9578

Mortgage

Document Number	0000009613
Date	Dec 15, 2025
Instrument	2025-009613

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 654 Jasmine Cir was $3,632, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,990 (+3%) Land $48,100 Building $156,890	$401,760 (-6.03%) Land $150,000 Building $251,760
2025	$3,632.00 (+3.8%)	$199,020 (+3%) Land $46,700 Building $152,320	$427,550 (+2.24%) Land $150,600 Building $276,950
2024	$3,499.00 (-2.51%)	$193,230 (+3%) Land $45,340 Building $147,890	$418,200 (+3.34%) Land $148,000 Building $270,200
2023	$3,589.00 (+8.92%)	$187,610 (+3%) Land $44,020 Building $143,590	$404,670 (+12.54%) Land $141,500 Building $263,170
2022	$3,295.00	$182,150 Land $42,730 Building $139,420	$359,570 Land $116,000 Building $243,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Jasmine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 654 Jasmine Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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