656 Jasmine Cir, Independence, OR 97351 Property Records

Polk County property record for 656 Jasmine Cir, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,083 sqft · built 2005
Lot Size	0.147 acres (6,409 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Mar 2006)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-20100`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-20100`
Alternative APN	`567800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,083 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	875 sqft
2nd Floor Area	1,208 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,409 sqft (0.147 acres)
Garage Area	415 sqft
Parking Spaces	4 Parking Spaces
Patio Area	150 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	567800
Street Address	656 JASMINE CIR
City	INDEPENDENCE
State	OR
Zip	97351-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	NORTHGATE PHASE 5 LOT 19
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	NORTHGATE PHASE 5
Legal Block	1
Legal Lot Number	19
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1006
Census Tract	20305

Owner

656 Jasmine Cir is owned and occupied by two individuals who bought it in March 2006.

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit MAPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2006 · Amount on File
Deed Sale	Mar 15, 2006 · Amount on File
Deed Document Number	20064114
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	656 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019705
Date	Dec 31, 2020
Instrument	2020-019705

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	656 JASMINE CIR, INDEPENDENCE, OR 97351-9578
Document Number	0000008008
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	656 JASMINE CIR INDEPENDENCE OR 973519578, INDEPENDENCE, OR 97351-9578

Mortgage

Document Number	0000008008
Date	Jun 15, 2020
Instrument	8008

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 656 Jasmine Cir was $3,977, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,460 (+3%) Land $47,230 Building $177,230	$437,680 (-5.58%) Land $150,000 Building $287,680
2025	$3,977.00 (+3.78%)	$217,930 (+3%) Land $45,860 Building $172,070	$463,570 (+1.52%) Land $150,600 Building $312,970
2024	$3,832.00 (-2.49%)	$211,590 (+3%) Land $44,530 Building $167,060	$456,620 (+4.04%) Land $148,000 Building $308,620
2023	$3,930.00 (+8.92%)	$205,430 (+3%) Land $43,230 Building $162,200	$438,900 (+11.2%) Land $141,500 Building $297,400
2022	$3,608.00	$199,450 Land $41,970 Building $157,480	$394,710 Land $116,000 Building $278,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Jasmine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 656 Jasmine Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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