658 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 658 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 1890
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$340,500 (Feb 2021)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-0003-0005-00`

Property Details

APN / Parcel Number

Primary APN	`025-0003-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area
1st Floor Area	794 sqft
2nd Floor Area	780 sqft
Basement Area	794 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	658 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	658 DELTA AVE 40 X 150 LOT 10 M J LEEDS SUB
Legal Subdivision	M J LEEDS SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	4703

Owner

658 Delta Ave is owned and occupied by an individual who bought it in February 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	658 DELTA AVE, CINCINNATI, OH 45226-1926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit WATCH HILL BANK
Feb 25, 2021	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Jan 6, 2015 · Amount on File
Deed Document Number	0000023872
Deed Book / Page	14362 / 1403
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	658 DELTA AVE, CINCINNATI, OH 45226-1926
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076945
Date	Aug 30, 2018
Book Page	13743/01562
Instrument	2018-0076945

Lender

Name	WATCH HILL BANK
Type	Bank
Address	CINCINNATI, OH 45226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 25, 2021
Property Address	658 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number	0000023872
Book / Page	14362 / 1403
Map Reference	MB 6 PG 129
Instrument Date	Feb 12, 2021
Instrument	2021-0023872
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	658 DELTA AVE, CINCINNATI, OH 45226-1926

Mortgage

Document Number	0000023873
Date	Feb 25, 2021
Instrument	2021-0023873

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 658 Delta Ave was $6,591, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,591.00 (+3.11%)	$106,876 (-) Land $39,550 Building $67,326
2024	$6,392.00 (-2.2%)	$106,876 (-) Land $39,550 Building $67,326
2023	$6,536.00 (+32.12%)	$106,876 (+47.45%) Land $39,550 Building $67,326	$305,360 Land $113,000 Building $192,360
2022	$4,947.00 Homeowner's exemption	$72,482 Land $37,503 Building $34,979
2020			$207,090 Land $107,150 Building $99,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 658 Delta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Delta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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