648 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 648 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1904
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Apr 2003)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-0003-0009-00`

Property Details

APN / Parcel Number

Primary APN	`025-0003-0009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	676 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	648 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	648 DELTA AVE 40 X 150 LOT 6 M J LEEDS SUB
Legal Subdivision	M J LEEDS SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	648 DELTA AVE, CINCINNATI, OH 45226-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2003 · Amount on Record
Deed Sale	Apr 8, 2003 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	0092282392
Last Transfer Date	Dec 18, 2013
Transfer Doc	0000000610
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	648 DELTA AVE, CINCINNATI, OH 45226-1926
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148956
Date	Dec 13, 2021
Book Page	14562/956
Instrument	2021-0148956

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,595.00 (+3.04%)	$90,577 (-) Land $39,550 Building $51,027
2024	$5,430.00 (-2.14%)	$90,577 (-) Land $39,550 Building $51,027
2023	$5,549.00 (+1.09%)	$90,577 (+12.64%) Land $39,550 Building $51,027	$258,790 (+12.64%) Land $113,000 Building $145,790
2022	$5,489.00 Homeowner's exemption	$80,413 Land $37,503 Building $42,910
2020			$229,750 Land $107,150 Building $122,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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