650 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 650 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1916
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2022)
Tax Bill	$7,556 (2025)
Deeds & Mortgages	Aug 2022 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-0003-0008-00`

Property Details

APN / Parcel Number

Primary APN	`025-0003-0008-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	872 sqft
2nd Floor Area	672 sqft
Upper Floors Area	672 sqft
Basement Area	872 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	650 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	650 DELTA AVE 40 X 150 LOT 7 M J LEEDS SUB
Legal Subdivision	LEEDS SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	4703

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	650 DELTA AVE, CINCINNATI, OH 45226-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer
Apr 17, 2020	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Mar 9, 2018	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	Mar 9, 2018 · Amount on File
Deed Document Number	202283440
Deed Book / Page	14740 / 3827
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	0000073465
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 29, 2022
Property Address	650 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number	0000083440
Book / Page	14740 / 3827
Map Reference	MB 6 PG 129
Instrument Date	Aug 11, 2022
Instrument	2022-0083440
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 DELTA AVE, CINCINNATI, OH 45226-1926
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	650 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number	0000037240
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 DELTA AVE CINCINNATI OH 452261926, CINCINNATI, OH 45226-1926

Mortgage

Document Number	0000037240
Date	Apr 22, 2020
Book Page	014152/001264
Instrument	37240

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.57%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 9, 2018
Property Address	650 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number	0000009796
Map Reference	MB 6 PG 129
Instrument Date	Mar 8, 2018
Instrument	18-0019796
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 DELTA AVE, CINCINNATI, OH 45226-1926

Mortgage

Document Number	0000009797
Date	Mar 9, 2018
Instrument	18-0019797

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.35%
Index	1-Year LIBOR
Max Rate	9.35%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,556.00 (+0.53%)	$122,500 (-) Land $39,550 Building $82,950	$350,000 (-) Land $113,000 Building $237,000
2024	$7,516.00 (+0.29%)	$122,500 (-) Land $39,550 Building $82,950
2023	$7,494.00 (+168.22%)	$122,500 (+16.09%) Land $39,550 Building $82,950	$350,000 (+16.09%) Land $113,000 Building $237,000
2022	$2,794.00 Homeowner's exemption	$105,526 Land $37,503 Building $68,023
2020			$301,500 Land $107,150 Building $194,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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