658 Cortney Dr, Elko, NV 89801 Property Records

Elko County property record for 658 Cortney Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,669 sqft · built 2010
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2025)
Tax Bill	$5,850 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-01C-068`

Property Details

APN / Parcel Number

Primary APN	`001-01C-068`
Alternative APN	`001-01C-050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,669 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	1,669 sqft
Basement Area	864 sqft
Wine Cellar	Wine Cellar
Intercom	Intercom

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Patio Area	592 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	658 CORTNEY DR
City	ELKO
State	NV
Zip	89801-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR1
Legal Description	HERITAGE ESTATES SUBDIVISION UNIT 5 FILE 577665,BEING LOCATED IN A PORTION OF,MDB&M,(NO HARD COPY PARCEL CARD CREATED),CREATE
Legal Range	55E
Legal Township	34M
Legal Section	08
Legal Subdivision	HERITAGE ESTATES UNIT 5
Legal Block	2
Legal Lot Number	154
Legal Unit	5
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2023
Census Tract	950701

Owner

658 Cortney Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	658 CORTNEY DR, ELKO, NV 89801-2457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 21, 2023	Intrafamily Transfer, Transfer
Oct 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	2025858773
Prior Transfer Date	Jun 20, 2023
Prior Transfer Doc	0000820832
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 19, 2025
Property Address	658 CORTNEY DR, ELKO, NV 89801-2457
Document Number	0000858773
Map Reference	DOC 578671
Instrument Date	Dec 10, 2025
Instrument	858773
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,028.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	658 CORTNEY DR, ELKO, NV 89801-2457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1737 VILLAGE PKWY, ELKO, NV 89801

Mortgage

Document Number	0000858774
Date	Dec 19, 2025
Instrument	858774

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jun 21, 2023
Property Address	658 CORTNEY DR, ELKO, NV 89801-2457
Document Number	0000820832
Map Reference	DOC 578671
Instrument Date	Jun 20, 2023
Instrument	820832
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	658 CORTNEY DR, ELKO, NV 89801-2457

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 28, 2021
Property Address	658 CORTNEY DR, ELKO, NV 89801-2457
Document Number	0000796709
Map Reference	FILE 577665
Instrument Date	Oct 22, 2021
Instrument	796709
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	NOT AVAILABLE, ARCHER TILTE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,891.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 CORTNEY DR, ELKO, NV 89801-2457

Mortgage

Document Number	0000796710
Date	Oct 28, 2021
Instrument	796710

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	658 CORTNEY DR, ELKO, NV 89801-2457
Document Number	0000771047
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	658 CORTNEY DR ELKO NV 898012457, ELKO, NV 89801-2457

Mortgage

Document Number	0000771047
Date	Jul 14, 2020
Instrument	771047

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 658 Cortney Dr was $5,850, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,850.00 (+5.52%)	$152,236 (+0.52%) Land $25,375 Building $126,861	$434,960 (+0.52%) Land $72,500 Building $362,460
2025	$5,544.00	$151,454 Land $21,700 Building $129,754	$432,726 Land $62,000 Building $370,726
2023	$4,726.00 (+8%)	$138,349 (+15.75%) Land $15,750 Building $122,599	$395,283 (+15.75%) Land $45,000 Building $350,283
2022	$4,376.00	$119,527 Land $15,750 Building $103,777	$341,506 Land $45,000 Building $296,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 658 Cortney Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Cortney Dr is extreme, ranking above 98.7% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 95% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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