Elko County property record for 650 Cortney Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,673 sqft · built 2011 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Sep 2011) |
| Tax Bill | $5,793 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01C-066 |
| Primary APN | 001-01C-066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,673 sqft Living Area |
| Gross Area | 3,729 sqft |
| 1st Floor Area | 1,673 sqft |
| Basement Area | 1,242 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 814 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 650 CORTNEY DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | HERITAGE ESTATES SUBDIVISION UNIT 5 FILE 577665,BEING LOCATED IN A PORTION OF,MDB&M,AS AMENDED BY DOCUMENT 578671,CREATED FRO |
| Legal Range | 55E |
| Legal Township | 34M |
| Legal Section | 08 |
| Legal Subdivision | HERITAGE ESTATES UNIT 5 |
| Legal Block | 2 |
| Legal Lot Number | 150 |
| Legal Unit | 5 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950701 |
650 Cortney Dr is owned and occupied by an individual who bought it in September 2011.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 CORTNEY DR, ELKO, NV 89801-2457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2011 · Amount on File |
| Deed Sale | Sep 27, 2011 · Amount on File |
| Prior Sale | Jun 28, 2011 · Amount on File |
| Deed Document Number | 2011646015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 650 CORTNEY DR, ELKO, NV 89801-2457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000784436 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 784436 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2026 property tax bill for 650 Cortney Dr was $5,793, up 0.4% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,793.00 (+0.43%) | $158,247 (+0.42%) Land $25,375 Building $132,872 | $452,134 (+0.42%) Land $72,500 Building $379,634 |
| 2025 | $5,768.00 | $157,586 Land $21,700 Building $135,886 | $450,246 Land $62,000 Building $388,246 |
| 2023 | $4,905.00 (+7.99%) | $143,554 (+15.72%) Land $15,750 Building $127,804 | $410,154 (+15.72%) Land $45,000 Building $365,154 |
| 2022 | $4,542.00 | $124,058 Land $15,750 Building $108,308 | $354,451 Land $45,000 Building $309,451 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 650 Cortney Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Cortney Dr is extreme, ranking above 98.7% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.7% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 250 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.
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