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641 Cortney Dr, Elko, NV 89801 Property Records

Elko County property record for 641 Cortney Dr, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,141 sqft · built 2009
Lot Size0.178 acres (7,754 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Oct 2020)
Tax Bill$4,076 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-01C-073

Property Details

APN / Parcel Number

Primary APN001-01C-073
Alternative APN
  • 001-01C-050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,140 sqft Living Area
Gross Area3,138 sqft
1st Floor Area2,140 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,754 sqft (0.178 acres)
Garage TypeAttached
Garage Area998 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address641 CORTNEY DR
CityELKO
StateNV
Zip89801-2456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR1
Legal DescriptionHERITAGE ESTATES SUBDIVISION UNIT 5 FILE 577665,BEING LOCATED IN A PORTION OF,MDB&M,(NO HARD COPY PARCEL CARD CREATED),CREATE
Legal Range55E
Legal Township34M
Legal Section08
Legal SubdivisionHERITAGE ESTATES UNIT 5
Legal Block2
Legal Lot Number147
Legal Unit5
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2022
Census Tract950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3027 SAGECREST DR, ELKO, NV 89801-8446
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleOct 23, 2009 · Amount on Record
Deed Document Number2020775268
Prior Transfer DateOct 22, 2009
Prior Transfer Doc0000618924
Record UpdatedOct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateOct 9, 2020
Property Address641 CORTNEY DR, ELKO, NV 89801-2456
Document Number0000775268
Map ReferenceDOC 578671
Instrument DateSep 30, 2020
Instrument775268
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,443.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3027 SAGECREST DR, ELKO, NV 89801-8446

Mortgage

Document Number0000775269
DateOct 9, 2020
Instrument775269
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,076.00 (+3.01%)$130,494 (+1.04%) Land $25,375 Building $105,119$372,840 (+1.04%) Land $72,500 Building $300,340
2025$3,957.00 (+13.41%)$129,145 (+9.94%) Land $21,700 Building $107,445$368,986 (+9.94%) Land $62,000 Building $306,986
2023$3,489.00 (+3.01%)$117,472 (+15.51%) Land $15,750 Building $101,722$335,634 (+15.51%) Land $45,000 Building $290,634
2022$3,387.00$101,701 Land $15,750 Building $85,951$290,574 Land $45,000 Building $245,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.7% of the US · above 95% of Nevada
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber		1,000 / 1,000
Rise Broadband
Fixed Wireless		250 / 50
White Cloud Communications
Fixed Wireless		200 / 50
Hot Spot Broadband
Fixed Wireless		100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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