658 Commerce St, Townsend, DE 19734 Property Records

New Castle County property record for 658 Commerce St, Townsend, DE 19734 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 2006
Square Footage	1,620 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Tax Bill	$1,913.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-004.00-124`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,620 sqft Living Area
1st Floor	1,620 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,780 sqft (0.5 acres)
Depth X Width	303 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Street Address	658 COMMERCE ST
City	TOWNSEND
State	DE
Zip	19734-7716
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG AT STAKE IN WESTERN LINE OF COMMERCE ST WITH CURB LINE OF SAID ST N 28 DEG W
Legal Lot Number	-
Jurisdiction	NEW CASTLE DE
Minor Civil Division	MIDDLETOWN-ODESSA
Census Blockgroup	3
Census Block	3048
Census Tract	16806

Owner

Source: New Castle County records · APN 25-004.00-124

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 COMMERCE ST, TOWNSEND, DE 19734-7716
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 14, 2006
Transfer Doc	0000027952
Record Refreshed	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	658 COMMERCE ST, TOWNSEND, DE 19734-7716
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 563, TOWNSEND, DE 19734-0563

Mortgage

Document Number	0000105605
Date	Nov 09, 2022
Instrument	20221109-0105605

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Townsend Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,913.00 (+36.25%)	$282,400 (+523.4%) Land $66,900 Building $215,500
2024			$274,950
2023	$1,404.00	$45,300 Land $5,000 Building $40,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 47% of Delaware
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.