New Castle County property record for 654 Commerce St, Townsend, DE 19734 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1880 |
| Square Footage | 2,304 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,507.00 (2025) |
| Primary APN | 25-004.00-006 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Building Area | 2,304 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,614 sqft (0.06 acres) |
| Depth X Width | 145 ft x 37 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
| Heating System | Space Heating |
|---|---|
| Sewage | Sewage Connected |
| Street Address | 654 COMMERCE ST |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-7716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG AT POINT ON WLY SIDE OF CURB LINE OF COMMERCE ST N 28 DEG W 50 FT TO STAKE |
| Legal Subdivision | TOWNSEND |
| Legal Lot Number | - |
| Jurisdiction | NEW CASTLE DE |
| Minor Civil Division | MIDDLETOWN-ODESSA |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 16806 |
Source: New Castle County records · APN 25-004.00-006
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 COMMERCE ST, TOWNSEND, DE 19734-7716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2000 |
| Deed Sale | Apr 13, 2000 |
| Deed Book / Page | 2815 / 67 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 654 COMMERCE ST, TOWNSEND, DE 19734-7716 |
| Document Number | 0000004496 |
| Instrument Date | Sep 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 654 COMMERCE ST TOWNSEND DE 197347716, TOWNSEND, DE 19734-7716 |
| Document Number | 0000004496 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 4496 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 28, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Townsend Town |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,507.00 (+166.25%) | $242,200 (+1,081.46%) Land $59,400 Building $182,800 | |
| 2024 | $326,790 | ||
| 2023 | $566.00 | $20,500 Land $1,500 Building $19,000 |
Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Townsend Historic District listed 1986 · 223 contributing resources · NRIS 86001029 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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