New Castle County property record for 651 Commerce St, Townsend, DE 19734 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1930 |
| Square Footage | 696 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Tax Bill | $1,151.00 (2025) |
| Primary APN | 25-004.00-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 696 sqft Living Area |
| 1st Floor | 696 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 128 ft x 106 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Space Heating |
| Sewage | Sewage Connected |
| Street Address | 651 COMMERCE ST |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-7717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSEND |
| Legal Lot Number | - |
| Jurisdiction | NEW CASTLE DE |
| Minor Civil Division | MIDDLETOWN-ODESSA |
| Census Blockgroup | 3 |
| Census Block | 3039 |
| Census Tract | 16806 |
Source: New Castle County records · APN 25-004.00-007
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 227, TOWNSEND, DE 19734-0227 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL |
| Nov 17, 2017 | Deed of Trust, Mortgage · Closed End Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 1996 |
| Deed Sale | Sep 24, 1996 |
| Deed Book / Page | 2179 / 97 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 31, 2026 |
| Property Address | 651 COMMERCE ST, TOWNSEND, DE 19734-7717 |
| Document Number | 0000058642 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202658642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 651 COMMERCE ST, TOWNSEND, DE 19734-7717 |
| Document Number | 0000058642, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202658642 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 651 COMMERCE ST, TOWNSEND, DE 19734-7717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060293 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 20171117-0060293 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Townsend Town |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,151.00 (+389.79%) | $186,000 (+2,088.24%) Land $59,400 Building $126,600 | |
| 2024 | $143,820 | ||
| 2023 | $235.00 Disabled Person's exemption | $8,500 Land $3,700 Building $4,800 |
Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Townsend Historic District listed 1986 · 223 contributing resources · NRIS 86001029 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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