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6470 Moonstone Beach Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 6470 Moonstone Beach Dr, Cambria, CA 93428

Property Summary

Property TypeMotel
Lot Size0.608 acres (26,500 sqft)
OwnerCompany Name on File
Last Sale$4,500,000 (Feb 2007)
Tax Bill$64,196 (2025)
Deeds & MortgagesOct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN022-361-018

Property Details

APN / Parcel Number

Primary APN022-361-018

Exterior

Lot Area26,500 sqft (0.608 acres)

Location & Zoning

Street Address6470 MOONSTONE BEACH DR
CityCAMBRIA
StateCA
Zip93428-1808
Property CategoryCommercial
Property TypeCommercial > Retail > Motel
Local Zoning CodeREC
Legal DescriptionTR 27 LT 17
Legal Tract27
Legal Block1
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1029
Census Tract10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 486, PASO ROBLES, CA 93447-0486
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2007 · Amount on File
Deed SaleFeb 1, 2007 · Amount on File
Prior SaleFeb 27, 2004 · Amount on File
Deed Document Number20077186
Prior Transfer DateMay 13, 1996
Prior Transfer Doc0000024312
Record UpdatedOct 29, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address6470 MOONSTONE BEACH DR, CAMBRIA, CA 93428-1808
Document Number0000051185
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6470 MOONSTONE BEACH DR CAMBRIA CA 934281808, CAMBRIA, CA 93428-1808

Mortgage

Document Number0000051185
DateNov 15, 2019
Instrument51185
Lender
NameWELLS FARGO BK
TypeBank
Address1700 N LINCOLN ST # 3RD, DENVER, CO 80203-4500
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,127,630 (+1.98%) Land $3,143,141 Building $2,984,489
2025$64,196.00 (+3.98%)$6,008,658 (+4%) Land $3,081,511 Building $2,927,147
2023$61,738.00 (+1.96%)$5,777,666 Land $2,961,853 Building $2,815,813
2022$60,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE only, no 5G reported

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