Pinellas County property record for 657 Timber Bay Cir E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,124 sqft · built 1984 |
| Lot Size | 0.181 acres (7,863 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Mar 2021) |
| Tax Bill | $3,634 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8915-0 |
| Primary APN | C62-000-760-8915-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,124 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,863 sqft (0.181 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268765 |
|---|---|
| Street Address | 657 TIMBER BAY CIR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREVIEW PHASE 2 BLK 9, LOT 18 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | SHOREVIEW PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 81851 |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 27320 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 657 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Feb 7, 2013 · Amount on Record |
| Deed Document Number | 202167084 |
| Deed Book / Page | 21413 / 638 |
| Prior Transfer Date | Feb 12, 2013 |
| Prior Transfer Doc | 0178892000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 2, 2021 |
| Property Address | 657 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0214130638 |
| Book / Page | 21413 / 638 |
| Map Reference | MB 88 PG 52 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021067084 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1406 N DALE MABRY HWY # HWY300, 1406, TAMPA, FL 33607-2506 |
| Name | Verified Name |
|---|---|
| Address | 657 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0021413640 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 21413/640 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,634.00 (+3.8%) Homeowner's exemption | $248,970 (+4.21%) Land $114,148 Building $134,822 | $248,970 (-14.93%) Land $114,148 Building $134,822 |
| 2024 | $3,501.00 (+1.68%) | ||
| 2023 | $3,443.00 (+2.99%) Homeowner's exemption | $238,922 (+3%) | $292,667 (+26.17%) Land $186,537 Building $106,130 |
| 2022 | $3,343.00 Homeowner's exemption | $231,963 | $231,963 Land $152,453 Building $79,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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