657 Springhouse Pl, Clover, SC 29710 Property Records

York County property record for 657 Springhouse Pl, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,803 sqft · built 2005
Lot Size	0.244 acres (10,637 sqft)
Owner	2 Individual Names on File
Last Sale	$216,480 (Apr 2005)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559-01-01-196`

Property Details

APN / Parcel Number

Primary APN	`559-01-01-196`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	1,404 sqft
2nd Floor Area	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	10,637 sqft (0.244 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	203 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Location & Zoning

Street Address	657 SPRINGHOUSE PL
City	CLOVER
State	SC
Zip	29710-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	LOT 73 AUTUMN COVE PHSE IV
Legal Subdivision	AUTUMN COVE
Legal Lot Number	73
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4002
Census Tract	61708

Owner

657 Springhouse Pl is owned and occupied by two individuals who bought it in April 2005.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2017	Loan Modification, Mortgage · FHA Mortgage FLAGSTAR BK
Oct 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2005 · Amount on File
Deed Sale	Apr 22, 2005 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Book / Page	7036 / 113
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	657 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1980200475
Date	Nov 30, 2021
Book Page	19802/475
Instrument	2021068086

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	657 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240
Document Number	1669000397
Book / Page	016690 / 000397
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPRINGHOUSE PL CLOVER SC 297109240, CLOVER, SC 29710-9240

Mortgage

Document Number	1669000397
Date	Nov 14, 2017
Book Page	016690/000397
Instrument	49019

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	657 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240
Document Number	1669000405
Book / Page	016690 / 000405
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SPRINGHOUSE PL CLOVER SC 297109240, CLOVER, SC 29710-9240

Mortgage

Document Number	1669000405
Date	Nov 14, 2017
Book Page	016690/000405
Instrument	49020

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 657 Springhouse Pl was $1,546.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00	$11,294 Land $1,865 Building $9,429	$454,100 Land $75,000 Building $379,100
2023	$1,423.00	$9,821 Land $2,024 Building $7,797	$315,391 Land $65,000 Building $250,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 Springhouse Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Springhouse Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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