645 Springhouse Pl, Clover, SC 29710 Property Records

York County property record for 645 Springhouse Pl, Clover, SC 29710 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 2005
Lot Size	0.244 acres (10,637 sqft)
Owner	2 Individual Names on File
Last Sale	$467,000 (Sep 2022)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`559-01-01-195`

Property Details

APN / Parcel Number

Primary APN	`559-01-01-195`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	1,184 sqft
2nd Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Lot Area	10,637 sqft (0.244 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	645 SPRINGHOUSE PL
City	CLOVER
State	SC
Zip	29710-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 AUTUMN COVE PHSE IV
Legal Subdivision	AUTUMN COVE
Legal Lot Number	74
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4002
Census Tract	61708

Owner

Source: York County records · APN 559-01-01-195

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2021	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202241924
Deed Book / Page	20424 / 183
Prior Transfer Date	Oct 04, 2019
Prior Transfer Doc	1783700295
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	645 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2179600239
Date	Mar 14, 2025
Book Page	21796/239
Instrument	2025007826

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 28, 2022
Property Address	645 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Document Number	2042400183
Book / Page	20424 / 183
Map Reference	MB C-160 PG 3
Instrument Date	Sep 23, 2022
Instrument	2022041924
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240

Mortgage

Document Number	2022041925
Date	Sep 28, 2022
Instrument	2022041925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 19, 2021
Property Address	645 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Document Number	1969000094
Book / Page	19690 / 94
Map Reference	MB C-160 PG 3
Instrument Date	Oct 18, 2021
Instrument	2021059702
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240

Mortgage

Document Number	2021059703
Date	Oct 19, 2021
Instrument	2021059703

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Nov 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Oct 11, 2019
Property Address	645 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240
Document Number	1783700295
Book / Page	17837 / 295
Map Reference	MB C-160 PG 3
Instrument Date	Oct 04, 2019
Instrument	2019044307
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240

Mortgage

Document Number	2019044308
Date	Oct 11, 2019
Instrument	2019044308

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,437.00 (-5.54%)	$17,804 (-0.01%) Land $3,000 Building $14,804	$445,100 (-0.01%) Land $75,000 Building $370,100
2023	$2,580.00 Additional exemption filed	$17,806 Land $2,600 Building $15,206	$445,140 Land $65,000 Building $380,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450910617084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Comporium	Cable	2,000 / 200
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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