643 Springhouse Pl, Clover, SC 29710 Property Records

York County property record for 643 Springhouse Pl, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,159 sqft · built 2005
Lot Size	0.244 acres (10,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,920 (Mar 2005)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`559-01-01-194`

Property Details

APN / Parcel Number

Primary APN	`559-01-01-194`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,159 sqft Living Area
Gross Area	4,493 sqft
1st Floor Area	1,559 sqft
2nd Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,637 sqft (0.244 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	168 sqft
Patio Area	651 sqft

Location & Zoning

Street Address	643 SPRINGHOUSE PL
City	CLOVER
State	SC
Zip	29710-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	LOT 75 AUTUMN COVE PHSE IV
Legal Subdivision	AUTUMN COVE
Legal Lot Number	75
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4002
Census Tract	61708

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2005 · Amount on Record
Deed Sale	Mar 4, 2005 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Book / Page	6921 / 241
Last Transfer Date	Sep 2, 2022
Transfer Doc	2038300312
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	643 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2188100068
Date	Apr 30, 2025
Book Page	21881/68
Instrument	2025013554

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2040

Interest

Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Sep 2, 2022
Property Address	643 SPRINGHOUSE PL, CLOVER, SC 29710-9240
Document Number	2038300312
Book / Page	20383 / 312
Map Reference	MB C-160 PG 3
Instrument Date	Aug 31, 2022
Instrument	2022038789
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 SPRINGHOUSE PL, LAKE WYLIE, SC 29710-9240

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+12%)	$12,088 (+15%) Land $1,836 Building $10,252	$493,800 (+44.75%) Land $75,000 Building $418,800
2023	$1,233.00 Additional exemption filed	$10,511 Land $2,003 Building $8,508	$341,140 Land $65,000 Building $276,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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