657 Ruben Rd, Byron, GA 31008 Property Records

Peach County property record for 657 Ruben Rd, Byron, GA 31008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,565 sqft · built 2020
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$19,000 (Mar 2019)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043 110`

Property Details

APN / Parcel Number

Primary APN	`043 110`
Alternative APN	`11314`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,565 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	41,818 sqft (0.96 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	728 sqft
Canopy	666 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11314
Street Address	657 RUBEN RD
City	BYRON
State	GA
Zip	31008-5995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L22 BLK C SEC 1 PH 3 OLDE ENGLISH PLANTATION
Legal Subdivision	OLDE ENGLISH PHASE#3
Legal Phase	3
Legal Block	C
Legal Lot Number	22
Jurisdiction	PEACH GA
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2021
Census Tract	40101

Owner

657 Ruben Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Peach County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	657 RUBEN RD, BYRON, GA 31008-5995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage MORRIS BANK
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORRIS BANK
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Apr 30, 2004 · Amount on File
Deed Document Number	2019243
Deed Book / Page	597 / 219
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	000451/390
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	657 RUBEN RD, BYRON, GA 31008-5995
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RUBEN RD

Mortgage

Document Number	0000000624/0000000567
Date	Jul 2, 2020
Book Page	0000000624/0000000567

Lender

Name	MORRIS BANK

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	657 RUBEN RD, BYRON, GA 31008-5995
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 RUBEN RD, BYRON, GA 31008-5995

Mortgage

Document Number	0000000651/0000000219
Date	Jun 14, 2021
Book Page	0000000651/0000000219

Lender

Name	MORRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Mar 15, 2019
Property Address	657 RUBEN RD, BYRON, GA 31008-5995
Document Number	000597/219
Book / Page	597 / 219
Instrument Date	Mar 15, 2019
Instrument	2019-000243
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUBEN RD, BYRON, GA 31008-5965

Mortgage

Document Number	0000000597/0000000220
Date	Apr 2, 2019
Book Page	0000000597/0000000220

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 657 Ruben Rd was $3,797 with a homeowner's exemption.

Source: Peach County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Peach County
Unified School District	Peach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,797.00 Homeowner's exemption	$150,600 Land $11,160 Building $139,440	$376,500 Land $27,900 Building $348,600
2023		$140,760 (+13.33%) Land $11,520 Building $129,240	$351,900 (+13.33%) Land $28,800 Building $323,100
2022	$3,896.00	$124,200 Land $11,520 Building $112,680	$310,500 Land $28,800 Building $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Ruben Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Ruben Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ruben Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures