642 Ruben Rd, Byron, GA 31008 Property Records

Peach County property record for 642 Ruben Rd, Byron, GA 31008

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,896 sqft · built 2002
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jan 2020)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043 126`

Property Details

APN / Parcel Number

Primary APN	`043 126`
Alternative APN	`11330`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,896 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.819 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	478 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11330
Street Address	642 RUBEN RD
City	BYRON
State	GA
Zip	31008-5990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L46 BLK A SEC 1 PPH 3 OLDE ENGLISH PLANTATION
Legal Subdivision	OLDE ENGLISH PHASE#3
Legal Phase	3
Legal Block	A
Legal Lot Number	46
Jurisdiction	PEACH GA
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2021
Census Tract	40101

Owner

642 Ruben Rd is owned by an individual who bought it in January 2020.

Source: Peach County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4019 ROUNDTOP CIR, PERRY, GA 31069-7807
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit SUNMARK COMMUNITY BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK
Jan 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Deed Document Number	0000061549
Deed Book / Page	615 / 49
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	642 RUBEN RD, BYRON, GA 31008-5990
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000580/483
Date	Apr 13, 2018
Book Page	580/483

Lender

Name	SUNMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	642 RUBEN RD, BYRON, GA 31008-5990
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 RUBEN RD, BYRON, GA 31008-5990

Mortgage

Document Number	0000000638/0000000247
Date	Jan 5, 2021
Book Page	0000000638/0000000247

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Jan 27, 2020
Property Address	642 RUBEN RD, BYRON, GA 31008-5990
Document Number	0000615/49
Book / Page	615 / 49
Instrument Date	Jan 27, 2020
Instrument	2020-000088
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 RUBEN RD, BYRON, GA 31008-5990

Tax Assessment & Valuation

The 2025 property tax bill for 642 Ruben Rd was $3,371.

Source: Peach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Peach County
Unified School District	Peach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,371.00	$122,400 Land $9,520 Building $112,880	$306,000 Land $23,800 Building $282,200
2023		$115,640 (+13.24%) Land $9,840 Building $105,800	$289,100 (+13.24%) Land $24,600 Building $264,500
2022	$3,204.00	$102,120 Land $9,840 Building $92,280	$255,300 Land $24,600 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Ruben Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Ruben Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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