581 Ruben Rd, Byron, GA 31008 Property Records

Peach County property record for 581 Ruben Rd, Byron, GA 31008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,422 sqft · built 2004
Lot Size	0.889 acres (38,768 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043 107`

Property Details

APN / Parcel Number

Primary APN	`043 107`
Alternative APN	`11311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,422 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.889 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Deck Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11311
Street Address	581 RUBEN RD
City	BYRON
State	GA
Zip	31008-5989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L19 BLK C SEC 1 PH 3 OLDE ENGLISH PLANTATION
Legal Subdivision	OLDE ENGLISH PHASE#3
Legal Phase	3
Legal Block	C
Legal Lot Number	19
Jurisdiction	PEACH GA
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2021
Census Tract	40101

Owner

Source: Peach County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	581 RUBEN RD, BYRON, GA 31008-5989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE
Sep 29, 2020	Warranty Deed, Transfer
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022
Deed Sale	Feb 1, 2022
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	0000669723
Deed Book / Page	631 / 174
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	2020-000995
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	581 RUBEN RD, BYRON, GA 31008-5989
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RUBEN RD, BYRON, GA 31008-5989

Mortgage

Document Number	0000000687/0000000460
Date	Oct 17, 2022
Book Page	0000000687/0000000460

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	581 RUBEN RD, BYRON, GA 31008-5989
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RUBEN RD, BYRON, GA 31008-5989

Mortgage

Document Number	0000000631/0000000177
Date	Oct 2, 2020
Book Page	0000000631/0000000177

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Sep 29, 2020
Property Address	581 RUBEN RD, BYRON, GA 31008-5989
Document Number	000631/174
Book / Page	631 / 174
Instrument Date	Sep 29, 2020
Instrument	2020-000995
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RUBEN RD, BYRON, GA 31008-5989

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Mar 31, 2017
Property Address	581 RUBEN RD, BYRON, GA 31008-5989
Document Number	000561/734
Book / Page	561 / 734
Instrument Date	Mar 31, 2017
Instrument	2017-000259
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RUBEN RD, BYRON, GA 31008-5989

Mortgage

Document Number	000561/735
Date	Apr 10, 2017
Book Page	561/735

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Peach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Peach County
Unified School District	Peach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00 (+5.56%)	$110,240 (+5.67%) Land $10,320 Building $99,920	$275,600 (+5.67%) Land $25,800 Building $249,800
2023		$104,320 (+13%) Land $10,680 Building $93,640	$260,800 (+13%) Land $26,700 Building $234,100
2022	$2,896.00	$92,320 Land $10,680 Building $81,640	$230,800 Land $26,700 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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