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657 Reggie Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 657 Reggie Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,935 sqft · built 2024
Lot Size0.132 acres (5,746 sqft)
Owner2 Individual Names on File
Last Sale$302,000 (Feb 2024)
Tax Bill$4,810 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-36-692300-011460

Property Details

APN / Parcel Number

Primary APN26-29-36-692300-011460
Alternative APN
  • 362926692300011460

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,935 sqft Living Area
Gross Area2,355 sqft
1st Floor Area1,935 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,746 sqft (0.132 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area26 sqft

Location & Zoning

Street Address657 REGGIE RD
CityWINTER HAVEN
StateFL
Zip33884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACE CREEK RESERVE PB 197 PGS 5-15 BLK 1 LOT 146
Legal SubdivisionPEACE CREEK RESERVE
Legal Block1
Legal Lot Number146
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3041
Census Tract14401

Owner

657 Reggie Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Polk County records, as of October 8, 2026

Owner of Record2 Individual Names on File
Mailing Address657 REGGIE RD, LAKE WALES, FL 33859-8277
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2024 · Amount on File
Deed SaleFeb 26, 2024 · Amount on File
Deed Document Number202444004
Deed Book / Page13018 / 655
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 28, 2026
Property Address657 REGGIE RD, WINTER HAVEN, FL 33884
Document Number0000233527
Book / Page14168 / 1137
Instrument DateSep 3, 2026
Instrument2026233527
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 REGGIE RD, WINTER HAVEN, FL 33884

Mortgage

Document Number0000233527,
DateSep 28, 2026
Book Page14168/1137
Instrument2026233527
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term330 Months
DueMar 1, 2054
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 657 Reggie Rd was $4,810 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,419 (-0.72%) Land $56,000 Building $199,419$255,419 (-0.72%) Land $56,000 Building $199,419
2025$4,810.00$257,271 Land $56,000 Building $201,271$257,271 Land $56,000 Building $201,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Reggie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Reggie Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

May also be available: Frontier, Verizon.

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