Polk County property record for 649 Reggie Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2024 |
| Lot Size | 0.132 acres (5,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $4,259 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-36-692300-011480 |
| Primary APN | 26-29-36-692300-011480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,746 sqft (0.132 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Street Address | 649 REGGIE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEACE CREEK RESERVE PB 197 PGS 5-15 BLK 1 LOT 148 |
| Legal Subdivision | PEACE CREEK RESERVE |
| Legal Block | 1 |
| Legal Lot Number | 148 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 REGGIE RD, WINTER HAVEN, FL 33884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Oct 13, 2025 | Warranty Deed, Transfer · FHA Mortgage A&D MORTGAGE LLC |
| Feb 1, 2024 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | Feb 1, 2024 · Amount on Record |
| Deed Document Number | 2025240570 |
| Deed Book / Page | 13735 / 1092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 13, 2025 |
| Property Address | 649 REGGIE RD, WINTER HAVEN, FL 33884 |
| Document Number | 0000240570 |
| Book / Page | 13735 / 1092 |
| Map Reference | MB 197 PG 5 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025240570 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | MBR TITLE AGENCY LLC, BRAVO TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13355 SUNNY RETREAT LN, WINTER GARDEN, FL 34787-7211 |
| Name | Verified Name |
|---|---|
| Address | 649 REGGIE ROAD, WINTER HAVEN, FL 33884 |
| Document Number | 0137351094 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 13735/1094 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 649 REGGIE RD, WINTER HAVEN, FL 33884 |
| Document Number | 0000025005 |
| Book / Page | 12992 / 2067 |
| Map Reference | MB 197 PG 5 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024025005 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,988.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 13355 SUNNY RETREAT LN, WINTER GARDEN, FL 34787-7211 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,204 (-0.7%) Land $56,000 Building $170,204 | $226,204 (-0.7%) Land $56,000 Building $170,204 | |
| 2025 | $4,259.00 (+14.55%) | $227,799 (+306.78%) Land $56,000 Building $171,799 | $227,799 (+306.78%) Land $56,000 Building $171,799 |
| 2024 | $3,718.00 | $56,000 Land $56,000 | $56,000 Land $56,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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